Entr 434: Small Business Financing Question Paper

Entr 434: Small Business Financing 

Course:Business Administration

Institution: Kenya Methodist University question papers

Exam Year:2013



KENYA METHODIST UNIVERSITY
END OF 3''RD ''TRIMESTER 2013 (PT) EXAMINATION
FACULTY : BUSINESS AND ECONOMICS
DEPARTMENT : BUSINESS ADMINISTRATION
UNIT CODE : ENTR 434
UNIT TITLE : SMALL BUSINESS FINANCING
TIME : 2 HOURS


Instructions:
Question One
Apart from profit maximization business organization have relevant other objectives. Discuss any five (5) such objectives in details.
(10 marks)
Differentiate between debt finance and equity finance.
(5 marks)
Discuss the three classifications of debt finance
(3 marks)
What are the advantages and disadvantages of debt finance?
(12 marks)
Question Two
Differentiate between group based model and individual model as a minimalist credit models.
(10 marks)
What are the major constraints faced by lenders in lending to small and micro enterprises. (SMES)
(10 marks)
Question Three
What do you consider to be essential ingredients for successful enterprise programmes and models?
(10 marks)
Differentiate between business angels and venture capital as a source of finance.
(10 marks)
Question Four
Define the term Financial Ratio’s.
(4 marks)
How are financial rations classified? What is the importance of each ratio?
(8 marks)
Write short notes on the following.
Profitability index.
(2 marks)
Microfinance
(2 marks)
Fixed Assets
(2 marks)
Balance sheet
(2 marks)
Question Five
Define the term financial analysis.
(5 marks)
Discuss how financial statements are important to the following stakeholders.
Creditors
Suppliers
Customers
Investors
Entrepreneurs






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