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i) Low repayment rate of former loanees/ beneficiaries due to unemployment
ii) High number of applicants for the loans.
iii) Inability to give full loan to the applicants
iv) Inadequate funding from the government
v) Double allocation to some students due to lack of effective linkages between stakeholders in the loan and bursary schemes
vi) Inadequate information on loans
viii) Bottleneck and irregularities in the administration of loans and bursaries/ corruption transportation and other logistical
costs in processing of loans
ix) Due to brain drain, many beneficiaries have left the country thus not easy to trace/ track recover the loan
x) Some loanees lack good information where and when to repay.
xi) Some loaned die or may be incapacitated thus unable to repay
xii) Lack of collateral/ security to cushion the board
johnmulu answered the question on April 3, 2017 at 06:51
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