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Assuming that You have been invited by chamber of Commerce, so as to give a talk on sources of Finance...

      

Assuming that You have been invited by chamber of Commerce, so as to give a talk on sources of Finance, apart from the loans or overdrafts offered by financial institutions. You are requested to advice the participants on alternative forms of finance that are available to a local borrower.

  

Answers


modesta
- Beneficiary under documentary credits – bank can lend customer who exports under documentary credit to enable supply of goods for exports transactions.
- Medium term supplier credit – the supplier can give credit for between 2-5yrs. The bank should be refunded up to 85% of the transaction if it provides finance. 15% is taken in advance.
- Discounting bills of exchange – banks will discount accepted bills of exchange up to 100%. UK bank accepts the bills under documentary terms of credit for payment at future date.
- Advances against bills of exchange collections – banks will lend up to 100% against bills. The bills will be hypothecated to the bank as security.
- Negotiations of foreign bills of exchange – bills of 4xchange can be bought by the bank with resource up to 100% of bills of face value.
- Smaller exports scheme – banks provide non resource finance under an umbrella policy held by the bank. Banks policy will pay out export transaction.
- Short term finance for exports – this is where buyers can benefit from the credit terms up to 2yrs for customers with larger turnover and their own credit polices


master nyamai answered the question on September 10, 2018 at 10:11


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