1.Many Kenyans are not well educated on the importance of credit cards.
2.credit cards are more often than not used to transacting relatively high amount of capital and most Kenyans cannot afford that.
3.credit cards companies usually charge high interest rates and increased debt in case of delays
4.credit card fraud- just like cash credit cards can sometimes be stolen and can be used by fraudsters to rack up debts.
Erwoti answered the question on August 7, 2019 at 11:39