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Describe the Smart Cards based Electronic Payment System.

      

Describe the Smart Cards based Electronic Payment System.

  

Answers


Kavungya
- Smart cards are essentially credit card sized plastic cards with the memory chips and in some cases, with microprocessors embedded in them so as to serve as storage devices for much greater information than credit cards with inbuilt transaction processing capability.
- The embedded microchip enables predefined operations or the addition, deletion, or manipulation of information on the smart card.
- This card also contains some kinds of an encrypted key that is compared to a secret key contained on the user’s processor. Some smart cards have provision to allow users to enter a personal identification number (PIN) code.
- Smart cards have been in use for well over the two decades now and have been widespread mostly in Europe and Asian Countries.
- Owing to their considerable flexibility, they have been used for a wide range of functions like highway toll payment, as prepaid telephone cards and as stored value debit cards.
- However, with the recent emergence of e-commerce, these devices are increasingly being viewed as a particularly appropriate method to execute online payment system with considerably greater level of security than credit cards.
Kavungya answered the question on May 9, 2019 at 13:17


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