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Describe the Electronic Check Payment System:E-Checking.

      

Describe the Electronic Check Payment System:E-Checking.

  

Answers


Kavungya
- E-check—the electronic version or representation of a paper check
- Eliminate need for expensive process reengineering and takes advantage of the competency of the banking industry. Used mainly in B2B
- Electronic check addresses the electronic needs of millions of businesses, which today exchange traditional paper check with the other vendors, consumers and government.
- The e- check method was deliberately created to work in much the same way as conventional paper check; an account holder will issue an electronic document that contains the name of the financial institution, the payer’s account number, the name of payee and amount of check.
- Most of the information is in uncoded form. Like paper check e- check also bear the digital equivalent of signature: a computed number that authenticates the check from the owner of the account.
- Digital check payment system seeks to extend the functionality of existing checking accounts for use as online shopping payment tools.
Kavungya answered the question on May 9, 2019 at 13:27


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