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Explain the meaning of the following terms as used in insurance (i) Uberrimae fidei (ii) Indemnity (iii) Third party motor vehicle insurance (iv) Contribution (v) Subrogation

      

Explain the meaning of the following terms as used in insurance
i) Uberrimae fidei
ii) Indemnity
iii) Third party motor vehicle insurance
iv) Contribution.
v) Subrogation

  

Answers


Davis
Uberrimae fidei: Contract of utmost good faith on insurance
where the client is required to furnish the insurer with all the details
regarding the risk to be covered.
- Indemnity: this is a principle where insured is restored to the original
financial position
before the loss occurred.
- Third party motor vehicle insurance: covers damages suffered by
persons other than the
owner.
- Subrogation –Once an insured is fully compensated for loss suffered,
the insured is not
supposed to gain out of the loss.
Githiari answered the question on September 20, 2017 at 09:47


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