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Discuss various insurance policies under which an insurance company would not compensate the insured in the event of the loss.

      

Discuss various insurance policies under which an insurance company would not compensate
the insured in the event of the loss.

  

Answers


Davis
– When insured had no insurable interest in the properly destroyed
as he will not suffer any financial loss.
- When the insured did not disclose all the relevant facts.
- When the property has been destroyed by an act of God, as the risks
are not insured when the loss was caused by an insurable e.g. act of
God/earthquake.
- When the policy was not in force at the time of loss insured when the
insured purposely causes the loss.
- When the insurance company is insolvent, hence enable to its financial
obligation.
- Lat claim where insured fails to claim within stipulation period.
- Improper procedures where the insured fails to follow laid down
procedure when claiming
Githiari answered the question on September 20, 2017 at 09:57


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