? Saccos charge low interest rates while commercial banks charge high interest rates.
? Saccos offer sense of ownership to members which is not there in commercial banks.
? No collateral are required by Saccos while commercial banks require collaterals.
? Sacco loans are insured by CIS while commercial banks loans are not insured.
? Saccos offer several types of loans while commercial banks offer one type of loan.
gideon1 answered the question on September 28, 2017 at 05:15
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